Morning coffee

[djfordmanjack]

Looking great Abe ! I have a similar pattern cloth like your f100 headliner, that I want to use for seat upholstery in my 34 Ford !
Glad you are ok ! I am really feeling for the people who lost their homes, but I also can't help thinking about how many collector cars and vintage items must have been lost in those fires...very sad !

[RICH MUISE]

This is the first time I've ever seen windlace with cardboard!
Nice job Abe!

[djfordmanjack]

the original style clamp style clips, or whatever we call them, were a rather poor design. Prone to fail, especially at the dogleg area. The cardboard reinforcement is a great idea. I have also seen and got tips of adding ( gluing, screwing to the inner body) wooden 'tack' strips, like in the olden days of the 1920s to 1940s, when they simply used upholstery nails to fasten interior panels or weatherstriping/windlace to the wooden body structure.
I am thinking marine grade plywood would be a great choice for that.

[abe_lugo]

well the used to sell the windlace with the cardstock so that the teeth on the headliner can grab onto it. They dont make it anymore like that. The upholstery supply and they said to just get a sheet of cardstock and sew it in. on the kick panel areas I just cut around it and pry it to the alligator clips that live there.

I know the hardtop windlace needs the cardstock also, Im making special one for my hardtop the original one that still there.

As far as the recent events, we are just far enough to be safe, but the air is really bad, we purifiers running. The winds are pick up again today and this week unfortunately. I have seen a lot sad images lots of home lost.

[RICH MUISE]

Very sad situation for many folks out that way. Also very sad is the previously cancelled homeowner's insurance for many, or making it just way beyond affordable.

[abe_lugo]

I'm lucky enough to not really live in the areas where Fire insurance is typical or needed. Also note that State Farm is "Not there for anyone" so vote with your dollars on that one. The car community was hit hard all over.

So Im still just kind quietly trying to help where I can, while being mindful this is actually not over, we have more wind coming through this week and a lot of dry areas all over.

[CobraJoe]

First of all, thoughts and prayers to EVERYONE involved or around these fires, hopefully they get contained soon.

Now I AM NOT advocating for State Farm, but the way it was explained to me was that State Farm wanted to increase their rates for houses in the wild fire areas, just like they insurance companies here on the East coast do for those of us in a flood plane, and the State of California wouldn't allow them too leaving them no other option than to leave.

[abe_lugo]

As far as I know its more like they(not just SF others too) cancelled coverage without options and then other companies were starting to charge way more, especially if you have been with SF for many, many years.  I used AAA, Hagerty and the other classic one. For AAA we have regulars Homeowners coverage. I have heard people using their HO insurance to get new roofs and stuff, I just want to be covered in case of some major catastrophe, but it sounds like all insurance companies will tell you to go kick rocks with FEMA and then come and after.
Either way that doesnt seem like good practice.

[RICH MUISE]

"Major stuff"?       When we had our roof replaced 4 years ago, USAA paid 37,000. That's a major catastrophe to me. That did include an upgrade to class 4, which I'm surprised USAA paid for, but they did stipulate a 5 year waiting period before our roof would be replaced again for cosmetic reasons only.
I've been with USAA since 1969

[RICH MUISE]

Speaking of insurance companies.........I just got yet another life  insurance offer...I average 2 a week just from Mutual of Omaha. I rarely even open them, but I did this one just out of curiosity. One of the "benefits" is I can pick any beneficiary I want (of course), but the one that got me is they will pay the benefit TO ME at age 120!!!.
I'd sure like to live on 1/10 the money they spend on postage. If I was a stockholder I'd be pissed.

[abe_lugo]

Ha! I guess those once a month also.
BTW a good thing to do is up the values of your cars like by reasonable percentage I would say between 5-10% at least if you have collector car insurance just a reminder.

Also everyone should get a apple tag in there under dash or trunk. they are like 25.00 and can help track if your vehicle gets stolen, you get lost and nobody can find you. app works on both types apple and android. Also good if you have any type of trailer. duct tape one under the trailer or in the taillight. Battery last like 2 years.
cheap insurance.

[KYBlueOval]

I put an Apple Tag in my luggage when I travel by air. Then I can tell the airline where my bag is located when they tell me it is "delayed", which is their way of saying they lost it.
Another good use is to put one in the pocket of your grand children when you go to large events like car shows, football games etc........Just in case! Or your Wife, if you go shopping with her. My wife can pull a "Houdini" and disappear in a store faster than you can say Houdini.
John

[Ford Blue blood]

As far as I know its more like they(not just SF others too) cancelled coverage without options and then other companies were starting to charge way more, especially if you have been with SF for many, many years.  I used AAA, Hagerty and the other classic one. For AAA we have regulars Homeowners coverage. I have heard people using their HO insurance to get new roofs and stuff, I just want to be covered in case of some major catastrophe, but it sounds like all insurance companies will tell you to go kick rocks with FEMA and then come and after.
Either way that doesnt seem like good practice.

My sister is an insurance company executive with a company that is working it's way out of the CA market.  They(insurance companies) can not cancel policies without serious cause, fraud etc.  They are leaving CA by not renewing policies of home, auto and renter coverage.  The main reason is due to regulations imposed upon them that make profitability impossible.  The current regulations with respect to rate increases would cause every policy to be a loss for the company.  Recovery expenses far exceed revenue recovered by rates imposed under CA regulations and rate controls. 

[FiveSevenLiter]

That is the way read it.  The state limited the companies on how much they could charge premiums to people who lived in high risk areas,  I read the policies were not canceled, they were not renewable when they came due.
I know here if you are under 25 and want to drive a 5.0 Mustang you pay a higher premium.  If you live outside a fire district,if you can get coverage you pay more.  If the insurance company cannot remain profitable they go out of business.
Terry
 

[abe_lugo]

Guys lets let the Insurance thing go... its like     anyhow, still looking for a set of sill plates for the wagon. so the 4 door size, Im no certain they were repopped, but would rather have good originals anyhow.